Available snakes

Ok, the update:
The rent to own house is no longer available. I did meet with my mortgage broker, & have some good news & have to wait to see if I can get a loan. My credit scores & debt to income ratio are good enough to get a house in the range I want, the thing I am waiting on is to see if a lender will approve me, after having to do a short sale on the house my ex & I owned.
I have a house in mind, that I have seen the oustide & pics of the inside. It's a cute little 3br 1.5 ba house built in 1939. It has hardwood floors (yay! I hate carpet), granite counter tops, & a huge shop out back.
It's also 1.5 miles/5 minutes from where I work.

I should find out Tuesday, if I can get financed. The biggest hurdle is the short sale that was 8 months ago. If I can get a lender to approve me, I should be good to go.
(Fingers & toes crossed!)

The snakes that are on hold will go to the people who want them, & there are a few left that are looking for homes, but since I (hopefully) will be moving eventually, I am hanging onto a few of the ones that I previously had listed as available.

That's fantastic Heather!! The house sounds really nice. Lots of space for snakes. You might also look into Owner Financing... I know in this area there's a lot of houses like that. I hope this house works out for you though, sounds like it would be great! *hugs* Good luck!

Thanks Em! I don't want to get my hopes up just yet, I don't know if I can get a loan yet. My credit was better, until the short sale. Even with the short sale, as of today, my scores are still high enough to qualify. Let's just hope I can find a lender to approve me.
One of the things I like about this house I like is that not only does it have a huge shop, but there's a separate basement room, that can only be accessed from outside, that is insulated & has electrical, that could make a great feeder colony room.

That's great news! I really hope your approved for the loan and find a house that you love! I would tell your landlord that he can thank his wife for you move.

Originally Posted by josie

I would tell your landlord that he can thank his wife for you move.

For sure!

Though, do be careful. The last time I moved I told my landlord ahead of time and he decided to start pulling some dirty tricks... like having the electricity shut off before I was scheduled to move.

Originally Posted by josie

That's great news! I really hope your approved for the loan and find a house that you love! I would tell your landlord that he can thank his wife for you move.

LOL-I won't be telling him anything, just yet, but I will certainly tell him when I give notice, that it is thanks to their attitude, when I have been an excellent renter, is what caused me to move.

I should also tell him that his wife won't have to be afraid of my snakes anymore.

Originally Posted by Em Wright

For sure!

Though, do be careful. The last time I moved I told my landlord ahead of time and he decided to start pulling some dirty tricks... like having the electricity shut off before I was scheduled to move.

Yeah, I won't be giving any hints that I'm leaving until it's a done deal.

Hope everything works out properly!

Originally Posted by nwheather

(yay! I hate carpet),

lol I'm just the opposite, I love carpet. As long as it is clean and plushy. I like it in the living room and bedrooms. In other rooms I like hardwood or stone tile.

Oh, Heather, I'm sure hoping you can get approved for a loan! That would be fantastic! AND, you can write off any interest payments on the mortgage (most of which come in the first 10 years). That can make a HUGE difference at tax time.

Good luck! Here's hoping for good news :-).

Thanks! I have to wait til Tuesday, with Monday being a holiday, & I found out the house I was interested in has a pending sale, but it ended up being in an area that doesn't qualify for the type of loan I am going for.
I will be talking to my real estate agent tomorrow about a few houses I would like to see, & then hopefully Tuesday will bring good news about lending.