Hypancistrus
New member
What type of insurance does one get to cover you for reptile presentations? There was an article in Reptiles magazine that reccomended it, but no specifics about what type to get.
Anyone know?
Anyone know?
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Insurance for presentations
- Thread starter Hypancistrus
- Start date
Snyderman
Libertarian
Has anyone ever heard of a bad experience with a gator.
There is guy with a "tame" 6 foot alligator who takes him to shows and expos without his mouth being duct taped. Kids and everyone pet him and get their picture taken next to him. He says the gator used to sleep in bed with him.
Another guy at the Feb Tinley show had a small (3 foot) untaped croc that he was holding.
More recently Chicago Animal Rental was allowing people to hold an untaped 3 foot gator at the College of Dupage.
Call me overly cautious... but I like my fingers.
Candy_Cane1
New member
I like to have fell out of my chair when i read "Has anyone had a bad experience with a gator?"
...Some animals are better kept in the wild, is all i have to say.
cornspot
I see spots!
I was thinking about this exact thing the other day! A coworker of mine keeps telling me I should start up doing parties & such. She had a reptile show b-day party for her son & everyone loved it & she paid pretty good money for it. I don't feel I currently have anything showy enough for a 45-60 minute presentation.
I suppose you could call any homeowners insurance company (Nationwide, State Farm etc) and ask if they can make a liability policy for such a thing. Nationwide was willing to set me up with some coverage for pet-sitting, but I never followed though on it. I wouldn't know how much coverage to ask for...I guess it would depend on what types of animals you were bringing.
I suppose you could call any homeowners insurance company (Nationwide, State Farm etc) and ask if they can make a liability policy for such a thing. Nationwide was willing to set me up with some coverage for pet-sitting, but I never followed though on it. I wouldn't know how much coverage to ask for...I guess it would depend on what types of animals you were bringing.
You might want to use some caution before calling your own home owner insurer.
They may not know you have reptiles or if they do, how many. Once you tell them you may jeopardize your coverage.
Liability coverage is what you need for shows, generally a minimum of 2 Million in coverage with some places insisting on being named as specifically insured which will add an additional cost.
They may not know you have reptiles or if they do, how many. Once you tell them you may jeopardize your coverage.
Liability coverage is what you need for shows, generally a minimum of 2 Million in coverage with some places insisting on being named as specifically insured which will add an additional cost.
Hypancistrus
New member
I placed a call to State Farm. I don't have any insurance with them-- my homeowners is with Geico. I've heard bad things about homeowners insurance and reptiles, even though mammals are the most common animals indicated in attacks and lawsuits.
I'll let you all know what the guy says when he calls back.
I'll let you all know what the guy says when he calls back.
_skittles_
New member
Just get an umbrella policy....isn't that what they're for? Things that don't cover general cases.
KJUN
Well-known member
You'd have to work at it to lose a finger to a 3' gator unless you have really, really, fragile/small fingers.
...Some animals are better kept in the wild, is all i have to say.
A LOT of people say that about snakes, lizards, and turtles, too - even "small harmless cornsnakes"! Some people even say it about wolves (dogs), wildcats (house cats), etc.
I see you have decided to draw the line one what is OK and what is not OK, but how can you make such a post as if your answer is the "right one?" I'm not trying to call you a hypocrite, but your statement is likely as offensive to a proper crocodilian keeper as one saying "cornsnakes should not be pets" is to me!
KJ
Iguanagirl8662
Katie
I don't know about insurance for presentations but alot of my teachers copy right their presentations and tests.
KJUN
Well-known member
Actually, as soon as they write something, it is automatically protected. I very, very seriously doubt they fill out the forms and register it. Plus, their contract likely gives the institution some legal right to those exams and presentations.
FYI from the US Copyright Office....
When is my work protected?
Your work is under copyright protection the moment it is created and fixed in a tangible form that it is perceptible either directly or with the aid of a machine or device.
Do I have to register with your office to be protected?
No. In general, registration is voluntary. Copyright exists from the moment the work is created. You will have to register, however, if you wish to bring a lawsuit for infringement of a U.S. work. See Circular 1, Copyright Basics, section “Copyright Registration.”
This doesn't mean something can't be put in the public domain or such, of course. All I have written here of my own words, of course, has copyright protection whether I officially file those forms or not.