You have no idea about the $10.00 too much. We wanted a new car, we have never missed a payment, new car would have lowered our payment. The salesman laughed when he saw our income, laughed. We went to our bank and they would do it, but the car was gone.
We also are $17.00 a month shy of being able to get this done if you saw our income you would laugh. We don't dare earn $17.00 a month more until it is done. Thank goodness we didn't get a raise in Soc Sec this year.
Hubby would give anything to get up on roof, but Oh! well he can't.