Terri, I am so sorry to hear about this!
I'm glad your daughter is okay, and she may be mad at you right now, but she WILL get over it. I was in the same situation when my son was 16, only it was ours (not his) that got totaled. A brand new not even 6 month old $30,000+ Chevy Avalanche. My husband's dream truck. It got paid off, but we couldn't replace the down payment we put on it, and we now drive a 1994 Tracker and a 1992 Roadmaster lol.
He had to buy his own vehicle, and believe me, is a much improved driver. I hope the other things are not too serious, if you need to talk, you know I'm here for you. You are in my thoughts and prayers today.------>Sending big hugs.
Jen