I'm sorry, Dale, that's just a junky situation to be in...

Things usually have a way of working out, especially when you want them to, so as dorky as it sounds -- think lots of positive thoughts. I do hope that all of your current animals are happy & healthy, and even if you can't get to Daytona this year, that by next year, you'll be in a much better place so that you can splurge like crazy.
I had two Ford Escorts ('91 & '93), both manual transmissions, and both worked well for me. I had few problems with either...in fact, my '93 lasted until 2005 with just about her original everything, including her original clutch (despite city driving, too!).
Now, on the other hand, my father had a '91 Ford Taurus which I guess had some major problems with it, as evidenced by his needing to replace the entire transmission 3 times (one story is that while traveling through NE on business, it "fell out"...I don't know how that happens, but that's the only explanation my sisters & I were ever given!)...!
I'm now on a 2003 Honda Civic that I bought in 2005, and once that is paid off (2 more years, at most!), I'm looking toward a Honda Fit, or better. Regardless: a hybrid. My Civic has been working really well for me, though...*fingers crossed while knocking on lots of wood!*
Lots of good thoughts to you, Dale!